Investment Process
Even though we manage your investments through a discretionary relationship, interaction with our clients is critical to the process at Cornerstone. This begins with a Risk Questionnaire, which is then followed by a more extensive consultation where we begin to understand your financial goals, constraints and resources. Using this information, we develop a customized investment strategy for you that is reviewed at the outset of each meeting we have.
Once we have your instructions for the management of the account, you delegate that responsibility to us and we provide information and receive your feedback on any necessary changes. It's that simple.
Because we are only compensated by our clients, we can seek ideas across the investment universe. You can trust that we will do what is in your best interest because we have a fiduciary relationship with our clients.
In addition to the statements you receive from your custodian, Cornerstone provides statements either monthly or quarterly (your choice), with considerable detail and individualized portfolio manager comments on the quarterly statements.
Investment Philosophy
Our philosophy for the selection of investments has been honed over years of studying the markets to determine what works long-term versus what worked yesterday and may (or may not) work today.
Based on our years of experience and years of study, we believe the most consistently successful investment style is relative value--considering the price of a stock relative to the market and relative to how it has been priced in the past.
While we use equity and income investments to make up a percentage of the portfolio, we also use exchange traded funds (ETF) to provide exposure to both broader diversification opportunities as well as targeted investment ideas. In our analysis we carefully choose those markets and industry sectors we feel have the best long-term potential based on their present valuation.
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InvestwithCornerstone.com
Cornerstone Investment Management & Consulting, LLC, 809-C Daphne Avenue, Suite 102, Daphne, Al 36526. Fee only investment management, hourly financial advice or planning.
Cornerstone is a Registered Investment Advisor (RIA) registered with the U.S. Securities and Exchange Commission (SEC) and based on the Eastern Shore of Mobile Bay in Daphne, Alabama.
For more information about our firm, or to receive a copy of our disclosure form ADV, please email us at info@csimac.com, or call 251-626-6292.
