Scott Koser, CFA

Director of Research


Scott Koser is a Chartered Financial Analyst (CFA) with 30 years of direct investment experience in domestic and international equity and fixed income markets. He has deep experience in securities analysis, fundamental valuation, and investment management, including pension fund assets, an international mutual fund, foundations, endowments and high net worth individuals.

Coming from a long line of entrepreneurs, Scott Koser began collecting ideas at an early age for how he’d start his own business one day. His father, a PhD in Economics, first inspired him to seek the intellectual challenges of finance. He’s been married for over 30 years and has three college-aged children. In his free time, he prefers being outdoors, off-shore fishing, and woodworking.

He’s an active volunteer in his community and has held leadership roles for many years, including on the Fairhope UMC Endowment Fund Board of Trustees, Daphne Spanish Fort Rotary, and the Daphne Industrial Development Board.

2003 - present Independent Fiduciary Financial Advisor, Cornerstone Investment Management & Consulting

Researches macroeconomics, global asset allocation, and securities analysis to provide customized portfolio management to clients.

1992 - 2003 Vice President, Investment Portfolio Manager, , Diaz-Verson Funds, Inc.

Served as member of three-man, value oriented investment team.

1993 - 1995 Securities Analyst, Assistant Secretary, Diaz-Verson Funds, Inc.

Lead research effort covering 1,500 companies in seven countries in the Western Hemisphere, outside of the USA.


Analysis tools - since 1993
Information systems - since 1993
Econometrics - since 1993


Scott Koser, CFA 2